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Collage of a hand holding a magnifying glass with geometric shapes on a light background

What is the value of my item?

Do you ever find yourself wondering the value of a particular item or of a collection you’ve inherited? If so, an appraisal of your object(s) may be in order.

A USPAP-Compliant appraisal report provides in-depth information on your item(s) including the monetary value of your object(s).
Each report is tailored specifically to your situation and needs. Please read below to learn more about the appraisal process - the types of items I appraise and more!
Click the link below to request additional information and a quote for your object(s).
Request an appraisal report
  • Insurance Coverage
  • Insurance Claim Settlement
  • Division of Assets
  • Probate, Trust or Bankruptcy
  • Collateralized Lending
  • Appraisal Review

Ready to learn more?

Read below for additional information regarding different scenarios where appraisals are key.

Insurance Coverage

Are your antiques, fine art, collectibles, and custom made furniture properly and correctly insured in the event you suffer a loss?

  • An appraisal report establishes the existence, condition, and the value of your personal property
  • Clearly identifies and documents the item(s) you are insuring with a detailed written description and visual documentation of your items/collection through detailed photographs of the item(s), including the item's condition, any artist’s signatures, maker’s marks, etc.
  • Provides a firm statement of value (not a range)
  • Provides a Replacement Value of your item(s) based on today’s market and costs

Request an appraisal report

Insurance Claim Settlement

Elizabeth works with insurance companies, public adjusters, restoration companies, individuals, and more when art, antiques, vintage, and household items require an appraisal for an insurance claim settlement.

Obtaining an appraisal report of item(s) damaged, assists in the
insurance claim process by ensuring that an item is not undervalued in
the settlement process.  Additional acquisition costs in the replacement
of damaged items such as shipping costs are also considered when it is
possible for shipping costs, etc. to be accurately determined.

  • An appraisal report provides an unbiased, third-party statement of value on the item(s) damaged
  • In an insurance claim situation, an appraisal report can assist in the claim process by ensuring that the insured is made whole to the greatest extent allowed by their individual insurance policy.  This includes additional acquisition costs that can be encountered in the replacement of damaged items such as shipping & delivery costs, etc. when additional costs can be accurately calculated.
  • Provides a firm statement of value (not a range)
  • Provides a Replacement Value of your item(s) based on today’s market and additional acquisition costs* that can be utilized by the insurance company in the settlement process (*If additional costs can be accurately determined.)
Request an appraisal report

Division of Assets

Division of assets appraisals play a key role in the division of assets in situations such as divorce, the dissolution of a business, and the division of an estate among heirs.

A division of assets appraisal provides a firm value that can be used by individuals, attorney’s, personal representatives, and more in the process of equal division of property amongst multiple people.

The types of values researched and determined for an equitable distribution appraisal can be one of several different values such as fair market value, orderly liquidation value, market value, value in place, and more depending on the client specific situation. 

A division of assets appraisal assists in the process of equal division of assets in a multitude of situations and could be an appropriate fit for an estate when the appraisal will not be used in conjunction with any IRS  or state level filings.

  • An appraisal report provides an unbiased, third-party statement of value on the item(s) to be divided 
  • In an equitable distribution, an appraisal report can assist in the division of assets by ensuring that each individual or party involved receives an equal share of the assets being distributed.  
  • Provides a firm statement of value (not a range)
  • Provides a Value of your item(s) based on a specific definition of value such as fair market value dependent on the client specific situation.  (*Depending upon the definition of value utilized for an equitable distribution appraisal report, additional deaccessioning costs can be included in the final statement of value if they can be accurately determined at the time of the writing of the appraisal report.)

Request an appraisal report

Probate

Elizabeth partners with executors, personal representatives, administrators, attorney’s, trust officers, trust departments, banks, private wealth departments, family offices, banks, wealth/asset managers & brokers, individuals, and more when art, antiques, vintage, and household items of a recently deceased individual items go through the probate process.

  • An appraisal report provides an unbiased, third-party statement of value on the item(s) in the decedent’s estate for the purposes of probate court.
  • An appraisal report assists in the identification, cataloging, and valuing of assets that are included in the decedent's estate.
  • Provides a firm statement of value (not a range)
  • Provides a Value of your item(s) based on a specific definition of value such as fair market value with the value dependent on the client specific situation. 
Request an appraisal report

Trust

Elizabeth partners with attorney’s, trust officers, trust departments, banks, private wealth departments, family offices, banks, wealth/asset managers & brokers, individuals, and more when art, antiques, vintage, and household items are held in the name of a trust.

  • An appraisal report provides an unbiased, third-party statement of value on the item(s) to be sold 
  • An appraisal report establishes the existence, condition, and the value of your personal property
  • Clearly identifies and documents the item(s) you are insuring with a detailed written description and visual documentation of your items/collection through detailed photographs of the item(s), including the item's condition, any artist’s signatures, maker’s marks, etc.
  • Provides a firm statement of value (not a range)
  • Provides a Value of your item(s) based on a specific definition of value such as fair market value or division of assets distribution dependent on the client specific situation. 

Request an appraisal report

Collateralized Lending

Elizabeth works with commercial & consumer lenders, private wealth departments, family offices, attorney’s, banks, private lenders, wealth/asset managers & brokers, individuals, and more when art, antiques, vintage, and household items require an appraisal for a collateralized lending situation.

The types of values researched and determined for a collateralized lending situation can be one of several different values such as fair market value, orderly liquidation value, market value, value in place, and more depending on the client specific scenario. 

Elizabeth is a former banker with over fourteen years of experience in the industry, including consumer and small business lending.

  • An appraisal report provides an unbiased, third-party statement of value on the item(s) to be held/pledged as collateral 
  • Provides a firm statement of value (not a range)
  • Provides a Value of your item(s) based on a specific definition of value such as fair market value dependent on the client specific situation.  (*Depending upon the definition of value utilized for this type of appraisal report, additional deaccessioning costs can be included in the final statement of value if they can be accurately determined at the time of the writing of the appraisal report.)
Request an appraisal report

Bankruptcy

Elizabeth works with attorney’s, creditor’s, banks, private lenders, individuals, and more when art, antiques, vintage, and household items require an appraisal for a bankruptcy situation.

  • An appraisal report provides an unbiased, third-party statement of value on the item(s) to be sold. 
  • An appraisal report assists in the identification, cataloging, and valuing of assets that are included in the bankruptcy filing. 
  • Provides a firm statement of value (not a range)
  • Provides a Value of your item(s) based on a specific definition of value such as forced or orderly liquidation sale value dependent on the client specific situation. 
Request an appraisal report

Appraisal Review

Elizabeth works with insurance companies, public adjusters, restoration companies, attorney’s, family offices, individuals, personal representatives, and more when a previous appraisal the client has commissioned from another appraiser requires a second opinion.

An appraisal review is the review of the originally commissioned appraisal report by Elizabeth as an appraiser reviewer.  As an example, a situation that could benefit from an appraisal opinion + a new opinion of value by the reviewing appraiser is one in which a homeowner has suffered a loss of their home through fire, smoke, and water damage, and the insured and their insurance company hire an appraiser to complete an appraisal of selected artwork.  The appraiser hired completes the appraisal report, submits it to the insurance company, and the insured homeowner does not agree with the values stated in the appraisal report (they felt they were too low).  By hiring a different appraiser to complete an appraisal review + new opinion of value, the insured homeowner can be more confident in the insurance settlement process that they are receiving the appropriate settlement/payout amount for their personal belongings.

Obtaining an appraisal review report assists in a variety of scenarios by ensuring that an item is not undervalued or overvalued**, proper appraisal methodology has been employed by the appraiser of the original report, USPAP (Uniform Standards of Professional Appraisal Practice, a set of ethical and performance standards for appraisers in the United States) standards have been followed, all ancillary costs (if applicable) have been accounted for in an item(s) final statement of value, and more.  

*Note:  An appraisal review can be a review of the original appraisal report for methodology and USPAP compliance only or can be an appraisal review + new opinion of value by the reviewing appraiser.

**Note:  A new opinion of value may or may not be a higher value than the original appraisal report that is under review by the reviewing appraiser.

Request an appraisal report